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Leslie Wigginton, Lindsay Richardson and Kristy Mitchell RFPCQ Pty Ltd ABN 67 122 988 916, RFPNQ Pty Ltd 69 101 628 755, , RFPLW Pty Ltd 61 123 530 245 trading as Regional Financial Planning and Mining Insurance Services Pty Ltd ABN 76 151 091 879 Authorised Representatives of Apogee Financial Planning Limited ABN 28 056 426 932, Australian Financial Services Licensee, 105-153 Miller Street North Sydney NSW 2060.

Life, Disability, Trauma and Income Protection insurance to protect your income and your assets.

Without the necessary planning in this area, your business, and your family and business associates, may be exposed to unnecessary financial risk. Buy/Sell, Partnership Insurance, Asset, Loan & Revenue Protection, Group Policy, Group Superannuation.

To ensure you are maximising your potential superannuation benefits in your working life to allow you more financial freedom in retirement.

Retirement Planning - We can assist you obtain the maximum benefits and income in retirement.

We can advise you on the optimum strategy to assist you achieve your lifestyle objectives both pre & post retirement. Strategies include managed investment funds (shares and diversified) and gearing.

Let us assist you to ensure you are managing your debt and it is not managing you. With access to MLC Mortgage Solutions we can assist you in refinancing, restructuring or obtaining lending from a large panel of lenders.

We can advise on the areas of Estate Planning that will most affect you to ensure that you leave what you want to who you want in the most tax effective manner.